• With a pre-qualification you will provide your income and asset information. Please note, a prequalification is only as accurate as information you provide and is not a commitment to lend. In order to help determine your overall credit worthiness, a credit report will be pulled.

  • Photo ID – must be government issued (typically driver’s license or ID card)

  • Bank Statements – 2 most recent and consecutive statements including all pages even if blank. Statement must show name and account number along with name of banking institution.

  • W2s / 1099s – copies of the past 2 years. Federal Tax Returns – signed copies of the past 2 years, including all pages and schedules. Retirement / Disability / Social Security Awards Letter most recent. Documentation of any other sources of income.

  • Pay stubs for the last 30 days *Please note you are not required to provide any of this information or documentation until you have received your Loan Estimate and given your intent to proceed. These are documents that may be required. Other documentation may be required during the loan process.

  • An appraisal is the estimation of a home’s current market value. A licensed appraiser completes this estimation, which is calculated by comparing the recent sales of homes in the area to the property that is being appraised. An appraisal will be ordered as part of the loan process.

Mortgage Lender